Terms And Conditions

Terms And Conditions

Eligibility To use our services, you must: Be at least 18 years old (or the legal age in your jurisdiction). Provide accurate, complete information during registration/application. Not be prohibited by law from entering into a financial agreement. 3. Loan Applications & Approval Applications are subject to credit checks and verification. Approval depends on eligibility criteria, including income, credit history, and debt-to-income ratio. We reserve the right to reject applications without explanation. 4. Loan Terms Interest Rates: Rates vary based on creditworthiness and loan type (clearly stated in your agreement). Repayment: You agree to repay the loan per the agreed schedule. Late payments incur fees (detailed in your contract). Prepayment: You may prepay without penalty unless specified otherwise. 5. User Responsibilities You agree to: Provide truthful, up-to-date information. Notify us of changes (e.g., contact details, financial status). Use funds only for the stated purpose (e.g., business/personal loans cannot be used for illegal activities). 6. Prohibited Activities You may not: Submit false or misleading information. Use our services for fraud, money laundering, or illegal purposes. Reverse-engineer or disrupt our website’s functionality. 7. Privacy & Data Security Your data is handled per our Privacy Policy. We use encryption and secure servers but cannot guarantee 100% security against cyber threats. 8. Limitation of Liability We are not liable for: Indirect damages (e.g., lost profits). Third-party actions (e.g., breaches by service providers). Delays/failures beyond our control (e.g., natural disasters). 9. Amendments We may update these Terms periodically. Continued use after changes constitutes acceptance. 10. Governing Law These Terms are governed by the laws . Disputes will be resolved in courts within this jurisdiction.